Born to Nicaraguan parents who fled to Costa Rica during a civil war, Joel Centeno's family faced significant challenges, including poverty and discrimination. Eventually settling in Canada, where Joel Centeno was born, their resilience inspired him to pursue financial knowledge, ensuring his family would achieve lasting financial security.

Mr. Centeno's education bridges psychology and finance, focusing on market behavior and data analytics. He received accreditation from the British Psychological Society (BPS). He complemented his expertise by studying Bloomberg market concepts and earning certifications in financial markets and instruments. He also studied algorithmic trading and finance models, including quantitative strategies, using available market analysis tools. Additionally, Joel Centeno honed his skills through mentorship in an investment management program from a former Goldman Sachs director.

Mr. Centeno's diverse training and professional experience equip him with advanced skills in strategic portfolio management, forex trading, high-net-worth investor risk management, business scaling, and quantitative finance. He is also adept at identifying market trends and using advanced data analytics tools.

Joel Centeno is currently a self-employed investor in Montreal. He collaborates with startups to secure funding, offering strategic guidance to help businesses overcome challenges and capitalize on growth opportunities. Concurrently, he is a fund manager for his family and an independent financial strategist and investor who conducts thorough global market research, empowering his clients to make informed investment decisions.